Nov 09, 2017
It seems like everywhere we go we have a chance to hear the sound of a UAV, also known as a drone, commonly sounding like a disturbed hornets’ nest. Drones are fun to fly for both kids and adults. They are seemingly harmless besides the risk of it becoming non-responsive due to other remote signals, the battery dying and falling out of the sky, or the control operator simply being inexperienced and crashing the drone into a parked vehicle. Many, if not most, drone operators have experienced a drone crash or close call while learning how to pilot the fun UAV. While our first concern is typically, “is my drone okay?” we should be asking ourselves the question of “What happens if I crash this into someone’s house or vehicle?”
The good news is that if you’re using your drone purely for recreational purposes and your drone is a hobby-grade drone, your home, condo or renters insurance policy likely covers you for liability from most drone usage. Now, if you’re using your drone for commercial purposes, you will absolutely need a separate insurance policy to cover you for liability for your drone. Additionally, commercial drone operators now need to pass a certification process to operate and be a commercial drone pilot.
If you’re using your drone for commercial purposes, ask your agent about a commercial general liability (CGL) insurance policy that includes drone usage.
If you’re a recreational drone pilot, talk to your local insurance agent to verify coverage before you have a claim. The best way to avoid a claim is simply prevention. Follow these tips to avoid a drone insurance claim:
We want you to have fun with your drone, but also be sure you’re protected in the event you have a claim involving your drone usage. Call an agent in our office to discuss your plans before you experience a claim.
If you have questions about your insurance, call the insurance agents at City Insurance Center in Lynnwood, WA. Because we are a local insurance agency, we live where you do and understand the unique options you have in the Lynnwood, Shoreline, Mountlake Terrace and Edmonds area for insurance. With years of insurance experience we can easily help you insure everything from your Home to your Auto or Business Insurance. Because we are an independent insurance agent, we can help you find the right company to fit your needs. You can also check out our website, 24/7.
City Insurance office4610 200th St SW Suite C