Jul 12, 2017
For your teen, learning how to drive is one of the most exciting times of their lives. Finally, a means to freedom so they think. We all remember the excitement of getting our driver’s permit, then our driver’s license. While your teen driving has its benefits, it also comes with a great amount of responsibility. Reminding your child that driving is a privilege and not a right can help them to remain in control and not distracted while driving.
For you, it is important to understand when to add your teen driver to your insurance policy. While each state requirements vary, in most cases your auto insurance policy will cover your permitted driver until they acquire their driver’s license. At that point, you’ll want to add them as a driver to the insurance policy even if they do not have their own vehicle.
Avoiding adding your teen driver to the policy is not only against your insurance policy language, but can lead to a dreaded claims denial if your teen is involved in an accident and it is determined you purposefully avoided adding them. Be sure to contact your agent to discuss your options and determine when the best time to add the driver to your policy is.
Some things to keep in mind:
Keeping your teen safe on the road is your number one priority. Keeping your family insured with the right coverage is ours. If you have a teen driver in the household, be sure to contact our agency to discuss what options might be right for your situation.
If you have questions about your auto insurance, call the insurance agents at City Insurance Center in Lynnwood, WA. Because we are a local insurance agency, we live where you do and understand the unique options you have in the Lynnwood, Shoreline, Mountlake Terrace and Edmonds area for insurance. With years of insurance experience we can easily help you insure everything from your Home to your Auto or Business Insurance. Because we are an independent insurance agent, we can help you find the right company to fit your needs. You can also check out our website, 24/7.
City Insurance office4610 200th St SW Suite C